*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy:    #0D1B3E;
  --navy-mid:#1A2D5A;
  --teal:    #1E8C8A;
  --teal-lt: #26B5B2;
  --gold:    #E8A020;
  --white:   #FFFFFF;
  --offwhite:#F4F7FB;
  --gray:    #6B7A99;
  --text:    #1A1E2E;
  --border:  #D8E2F0;
}
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; color: var(--text); background: var(--white); }

/* NAV */
nav {
  position: sticky; top: 0; z-index: 100;
  background: var(--white); border-bottom: 1px solid var(--border);
  padding: 0 5%; display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-svg { width: 44px; height: 44px; }
.logo-text .brand { font-size: 22px; font-weight: 800; color: var(--navy); letter-spacing: .5px; }
.logo-text .sub   { font-size: 9px; font-weight: 600; color: var(--teal); letter-spacing: 2.5px; text-transform: uppercase; }
nav ul { list-style: none; display: flex; gap: 28px; }
nav ul li a {
  text-decoration: none; font-size: 14px; font-weight: 500; color: var(--text);
  padding-bottom: 4px; border-bottom: 2px solid transparent; transition: color .2s, border-color .2s;
}
nav ul li a:hover, nav ul li a.active { color: var(--teal); border-bottom-color: var(--teal); }
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 10px 22px; border-radius: 6px; font-size: 14px; font-weight: 600;
  cursor: pointer; text-decoration: none; transition: all .2s; border: none;
}
.btn-primary { background: var(--navy); color: var(--white); }
.btn-primary:hover { background: var(--navy-mid); }
.btn-teal    { background: var(--teal); color: var(--white); }
.btn-teal:hover { background: var(--teal-lt); }
.btn-outline { background: transparent; border: 1.5px solid var(--navy); color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }

/* PAGE HERO BANNER */
.page-hero {
  background: var(--navy); padding: 72px 5% 64px;
  position: relative; overflow: hidden;
}
.page-hero::before {
  content:''; position:absolute; inset:0;
  background: radial-gradient(ellipse at 70% 50%, rgba(30,140,138,.18) 0%, transparent 65%);
}
.page-hero .eyebrow { font-size: 11px; font-weight: 700; letter-spacing: 3px; color: var(--teal-lt); text-transform: uppercase; margin-bottom: 14px; }
.page-hero h1 { font-family: 'Merriweather', serif; font-size: clamp(28px,3.5vw,48px); font-weight: 900; color: var(--white); line-height: 1.15; max-width: 680px; }
.page-hero h1 span { color: var(--teal-lt); }
.page-hero p { font-size: 16px; color: rgba(255,255,255,.7); line-height: 1.75; max-width: 560px; margin-top: 18px; }
.gold-bar { width: 48px; height: 3px; background: var(--gold); margin: 20px 0; }

/* SECTION BASICS */
.section { padding: 72px 5%; }
.section-alt { background: var(--offwhite); }
.section-dark { background: var(--navy); }
.section-label { font-size: 11px; font-weight: 700; letter-spacing: 3px; color: var(--teal); text-transform: uppercase; margin-bottom: 12px; }
.section-title { font-family: 'Merriweather', serif; font-size: clamp(22px,2.5vw,36px); font-weight: 900; color: var(--navy); line-height: 1.2; }
.section-title.light { color: var(--white); }
.section-sub { font-size: 15px; color: var(--gray); line-height: 1.75; max-width: 600px; margin-top: 12px; }
.section-sub.light { color: rgba(255,255,255,.65); }
.section-head { margin-bottom: 48px; }
.section-head.center { text-align: center; }
.section-head.center .section-sub { margin: 12px auto 0; }

/* CARDS */
.card-grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.card-grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.card-grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 32px; }
.card {
  background: var(--white); border-radius: 10px; padding: 32px;
  border: 1px solid var(--border); transition: box-shadow .2s, transform .2s;
}
.card:hover { box-shadow: 0 12px 40px rgba(13,27,62,.10); transform: translateY(-2px); }
.card-dark { background: rgba(255,255,255,.05); border-color: rgba(255,255,255,.1); }
.card-dark:hover { box-shadow: 0 12px 40px rgba(0,0,0,.3); }
.card-icon {
  width: 48px; height: 48px; border-radius: 10px;
  background: rgba(30,140,138,.12); display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.card-icon.gold { background: rgba(232,160,32,.12); }
.card h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.card-dark h3 { color: var(--white); }
.card p { font-size: 14px; color: var(--gray); line-height: 1.7; }
.card-dark p { color: rgba(255,255,255,.6); }
.card-link { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 600; color: var(--teal); text-decoration: none; margin-top: 16px; }
.card-link:hover { color: var(--teal-lt); }

/* DIVIDER */
hr.divider { border: none; border-top: 1px solid var(--border); margin: 0; }

/* TEAM CARD */
.team-card { text-align: center; }
.team-avatar {
  width: 100px; height: 100px; border-radius: 50%;
  background: var(--navy-mid); margin: 0 auto 16px;
  display: flex; align-items: center; justify-content: center;
  font-size: 32px; font-weight: 800; color: var(--teal-lt);
}
.team-card h4 { font-size: 16px; font-weight: 700; color: var(--navy); }
.team-card .role { font-size: 13px; color: var(--teal); margin-top: 4px; }
.team-card .bio  { font-size: 13px; color: var(--gray); margin-top: 10px; line-height: 1.6; }

/* STATS ROW */
.stats-row { display: flex; gap: 0; }
.stat-box { flex: 1; padding: 32px 24px; border-right: 1px solid rgba(255,255,255,.1); text-align: center; }
.stat-box:last-child { border-right: none; }
.stat-num { font-size: 40px; font-weight: 800; color: var(--teal-lt); }
.stat-lbl { font-size: 12px; color: rgba(255,255,255,.55); margin-top: 6px; }

/* CTA BAND */
.cta-band {
  background: var(--teal); padding: 56px 5%;
  display: flex; align-items: center; justify-content: space-between; gap: 32px;
  flex-wrap: wrap;
}
.cta-band h2 { font-family:'Merriweather',serif; font-size: 28px; font-weight: 900; color: var(--white); max-width: 500px; line-height:1.3; }
.cta-band p  { font-size: 15px; color: rgba(255,255,255,.8); margin-top: 8px; }
.btn-white { background: var(--white); color: var(--teal); font-weight: 700; }
.btn-white:hover { background: var(--offwhite); }

/* FOOTER */
.site-footer { background: var(--navy); padding: 56px 5% 24px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.footer-brand p { font-size: 13px; color: rgba(255,255,255,.55); line-height: 1.7; margin-top: 14px; max-width: 280px; }
.footer-col h4 { font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: rgba(255,255,255,.4); margin-bottom: 16px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a { font-size: 13px; color: rgba(255,255,255,.6); text-decoration: none; }
.footer-col ul li a:hover { color: var(--teal-lt); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding-top: 20px; display: flex; justify-content: space-between; align-items: center; }
.footer-bottom p  { font-size: 11px; color: rgba(255,255,255,.35); }
.footer-bottom a  { font-size: 11px; color: rgba(255,255,255,.35); text-decoration: none; }
.footer-bottom a:hover { color: var(--teal); }

/* BREADCRUMB */
.breadcrumb { font-size: 12px; color: rgba(255,255,255,.45); margin-bottom: 14px; }
.breadcrumb a { color: rgba(255,255,255,.45); text-decoration: none; }
.breadcrumb a:hover { color: var(--teal-lt); }
.breadcrumb span { color: var(--teal-lt); }

/* PILL TAG */
.tag { display: inline-block; padding: 4px 12px; border-radius: 20px; font-size: 11px; font-weight: 600; background: rgba(30,140,138,.12); color: var(--teal); margin: 3px; }
.tag-gold { background: rgba(232,160,32,.12); color: var(--gold); }
.tag-navy { background: rgba(13,27,62,.08); color: var(--navy); }

/* ACCORDION */
.accordion-item { border-bottom: 1px solid var(--border); }
.accordion-btn {
  width: 100%; padding: 20px 0; display: flex; justify-content: space-between; align-items: center;
  background: none; border: none; cursor: pointer; text-align: left;
  font-size: 16px; font-weight: 600; color: var(--navy);
}
.accordion-btn .ico { font-size: 20px; color: var(--teal); transition: transform .3s; }
.accordion-body { padding: 0 0 20px; font-size: 14px; color: var(--gray); line-height: 1.75; display: none; }
.accordion-item.open .accordion-body { display: block; }
.accordion-item.open .accordion-btn .ico { transform: rotate(45deg); }

/* FORM */
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 13px; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.form-group input, .form-group textarea, .form-group select {
  width: 100%; padding: 12px 16px; border: 1.5px solid var(--border); border-radius: 6px;
  font-size: 14px; font-family: 'Inter', sans-serif; color: var(--text); background: var(--white);
  transition: border-color .2s;
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  outline: none; border-color: var(--teal);
}
.form-group textarea { min-height: 130px; resize: vertical; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

/* RESPONSIVE */
@media (max-width: 1024px) {
  .card-grid-4 { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  nav ul { display: none; }
  .card-grid-3 { grid-template-columns: 1fr; }
  .card-grid-2 { grid-template-columns: 1fr; }
  .stats-row { flex-direction: column; }
  .stat-box { border-right: none; border-bottom: 1px solid rgba(255,255,255,.1); }
  .cta-band { flex-direction: column; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .card-grid-4 { grid-template-columns: 1fr; }
}